I made a pocket reference sheet/wallet reference sheet. What it references: Columns [Cost Month, Cost Year, Days], Rows: Various amounts $10 through $2,500. This chart shows me how many days I have to work to pay for items I wish to purchase both one-off and subscription. Really scary to realize just how many days per year I have to work to pay for my car which I only have to get to work, etc. I encourage every to try and "cry" at the results. Really no matter how much you make in the middle class or less the results are surprising.