It's far more than about Rs. 3/- for the banks, as this is the one of the several standard practices they will have to follow if they want to be recognised by the RBI as a bank. Furthermore, there's an ombudsman that you, as a customer can escalate issues related to the bank (even if it's a matter of 1 paisa), and the ombudsman can do pretty nasty things to them if they found them guilty.
It's about them wanting to keep their image as a bank, and follow the protocols. It's not about 3 Rupees. They don't care about it either.
These are some rules that a bank has to follow. Forget about Rs. 3, I remember my case when I went to close my Standard Chartered account. I transferred all the balance through NEFT but it had 10 paise only in the account and I had to tear my first cheque to withdraw that amount from bank. When asked what is need of withdrawing such a small amount, they just mentioned that it is the rule from RBI and the bank has to follow it before closing an account.
I just got an email from some fraud/spammer with nothing in email body but a word file attached. Here is the content of that file
Plot No 1Bidadi Industrial Area
Ram Nagar Taluk
REF: TOYOTA RECRUITMENT OFFER
Your Resume has been selected for our new plant. The Company selected 102
candidates list for Senior Engineer, IT, Administration, Production,
marketing and general service Departments.
It is our pleasure to inform you that your Resume was selected as one of the 102
Candidates shortlisted for the interview. Toyota is recruiting the candidates for our
New plants in Delhi, Bangalore, Pune,Hyderabad. Chennai, Kolkata and Pune.
We also recruiting Staffs To work in our service centre to be located in Capital
Cities across India.
Your interview will be held at The Company Corporate office in New Delhi
4TH August 2012 at 11.30am. You will be pleased to know that the 102
candidates selected, 85 candidates will be giving appointment.
You will have to come to the Company corporate office in New Delhi.
Your offer letter with Air Ticket will be sent to you by courier before date of interview.
The Company can offer you a salary with benefits for this post 89,000 INR/- to 300,000 INR/-
P.M. + (HRA + D.A + Conveyance and other Company benefits.
The Designation and Job Location will be fixed by Company HRD at the time
of final process. Depending on interview performance
You have to come with photo-copies of all required documents.
REQUIRED DOCUMENTS BY THE COMPANY HRD
1. Full Names:
2. Contact Address:
3. Mobile Number:
6. Photo-copies of Qualification Documents.
7. Photo-copies of Experience Certificates (If any)
8. Photo-copies of Address Proof
9. Two Passport Size Photograph.
You are to make a cash security deposit of Rs 18,700/-(eighteen thousand seven
Hundred India Rupees) as an initial amount in favour of our company.
The refundable interview security deposit of Rs. 18,700/-- should be paid through any
[PUNJAB NATIONAL BANK, HDFC BANK, AXIS BANK] Branch close to you, to our company's accountant
Officer in charge.
Account number will be provided to you upon your response to this mail.
NB: You are advice to re-confirm your mailing address and phone number in
your reply. This Company will be responsible for all other expenditure to
you at the time of face-to-face meeting with you in the Company.
Last date for security deposit is 30TH July 2012. The earlier the deposit
is made the earlier your position will be secured by the Company HRD -direct
Mr Morata Verratti
Human Resources Officer,
And that is the problem in displaying the same. There will be flame war everywhere after knowing who downvoted you. So either it is better the way it is or just leave the option to vote up and no vote down.