Pivot on multiple Columns in Sql Server

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SQL

server

This is my sample Table structure

create table ##table1 (user_id int,plan_id int)
insert into ##table1 values(1,1)
insert into ##table1 values(2,1)
insert into ##table1 values(3,2)
insert into ##table1 values(4,2)
insert into ##table1 values(5,1)

select *From ##table1


create table ##payment (user_id int,dueno int,amount float)
insert into ##payment values(1,1,1000)
insert into ##payment values(2,1,1000)
insert into ##payment values(3,1,500)
insert into ##payment values(3,2,500)
insert into ##payment values(4,3,1500)
insert into ##payment values(5,2,100)
insert into ##payment values(5,1,100)

select *from ##payment

i tred this :

with help as
(
select a.user_id,a.plan_id,b.amount,b.dueno from ##table1 as a inner join ##payment as b on a.user_id=b.user_id
)
select *from  help pivot (sum(amount) for plan_id in ([1],[2],[3]))as pvt;

so, i got only plan wise ,i'm stuck in here.
guide me to get the Expected ResultSet

Expected result:

user_id  plan1(1to12) plan1(12to24) plan2(1to12) plan2(12to24) plan3(1to12) plan4(12to24)
1         1000         null         null           null         null         null
2         1000         null         null           null         null         null 
3         null         null         1000           null         null         null
4         null         null         1500           null         null         null
5         200          200          null           null         null         null

Thanks ,