Funny, I am at that point where early retirement is an option, one I don't want to take. At this point I am earning the max I will ever earn and I'm doing the most interesting of work. Why would I give that up to go play golf and have to entertain myself!
Never underestimate the power of human stupidity
Waiting retirement to do what matter in your life is a bad decision. But something that is culturally accepted.
The concept of retirement does not exist for someone that is doing what matter for his life every day.
That can be coding, and if it is not anymore for you, then it's time to pivot, and rearrange your schedule...
Align your time with your priorities.
Waiting retirement is for the lazy man that fear making decision with his life.
The price of this laziness is wasting time on what does not matter to you.
If you are waiting for retirement the problem is that you don't like what you are doing, time to ask question to yourself.
I have nothing against you, just against the concept of retirement that make people think it is OK to sacrify their life for someone else until they get XX years old.
Thanks for your interesting perspective, Nicolas...
I am certainly not waiting for retirement to do what's important to me. I view work as a means to an end, not an end in itself. You need a certain amount of money to fund your desired lifestyle - once you make that, there's a decision point - do you continue to work harder/more/whatever for the sake of earning even more money, or do you choose to work "just enough", and devote your time to other things that you deem more important.
I would much rather spend more time with my kids, or volunteering, or working on Booger Mobile, or skating... But the reality is that the bills need to be paid also!!
Quad skating his way through the world since the early 80's...
I can't agree more on working just enough for our need, when by working, we mean doing something that you would not do if not paid. (Given that definition, I have a 4 work hours week)
My only point is that "You need a certain amount of money to fund your desired lifestyle, then you make a decision" is what most people are calling retirement.
And when we are asking them "How much ?" they give no answer. They assume the response is "until retirement" which is not an amount of money, but an amount of time, non refundable, and they can never get it... Both for economic reason, and because we are mere mortal.
Even better question would be "How can I make my work supporting this lifestyle now, not for retirement". Sure sometimes, it involves being paid less, and working less than other...
but I assume that for a programmer you already have some security bag, both on your bank account and on your current salary to start doing what you would do in retirement.
We are so lucky as programmer and IT in general, the world needs us everywhere we can easily work with anybody remotely or locally, this skill can support whatever lifestyle we want.
Too sad waiting for retirement to profit this gift.
Nice, I like your additional interests... but alas, I like doing what I'm doing. I find engineering fun and interesting. I get to learn how all sorts of things work and implement practical uses to the technology.... but I do agree, I should do more outside of coding/engineering. I do at least keep somewhat fit and active.
No, no kids quite yet... but I do have some nieces that I love to spend time with... unfortunately, they live far away so I don't get to enjoy their company often, I visit when I can.. but yeah, I can definitely understand that kids make a big difference. My brother avoids some promotions because he knows that it'll demand more of his time. I don't think I can quite be to that level but I can certainly understand why he wants to spend time with his little ones.