Unplugging Design Patterns - Facade

using System;
using System.Collections.Generic;
using System.Linq;
using System.Text;

namespace FacadeLib
{
    public class Mortgage_Facade
    {
        private Bank_Subsystem bank;
        private Loan_Subsystem loan;
        private Credit_Subsystem credit;

        public bool IsEligible(Customer cust)
        {
            bool isEligible = true;

            bank = new Bank_Subsystem();
            if (!bank.IsValidCustomer(cust))
            {
                isEligible = false;
            }

            loan = new Loan_Subsystem();
            if (isEligible && !loan.HasNoBadLoan(cust))
            {
                isEligible = false;
            }

            credit = new Credit_Subsystem();
            if (isEligible && !credit.HasGoodCredit(cust))
            {
                isEligible = false;
            }

            return isEligible;
        }
    }
}