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Posted 7 May 2005

# Simple Mod 10 validation for creditcards

, 7 May 2005
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This article describes you an easy way of validating a credit card.

## Introduction

This article demonstrates a simple way of detecting errors while entering the credit card in a form. This method is popularly known as Mod 10 check. This saves a lot of time and money for ecommerce businesses by avoiding a trip to the banks. This program uses an Mod-10 Method (ISO 2894/ANSI 4.13) to verify the validity of a credit card number.

According to this method, starting from the last digit of the credit card number, multiply every second number by two. If the resulting number is greater than 9, substract 9 from that number to make it a single digit. Now add all the numbers and is taken modulo with 10. If the result is 0, then the credit card number is valid.

```private bool ValidateCreditCardNumber(string creditCardNumber)
{
//Replace any character other than 0-9 with ""
creditCardNumber = Regex.Replace(creditCardNumber,@"[^0-9]","");

int cardSize = creditCardNumber.Length;

//Creditcard number length must be between 13 and 16
if (cardSize >= 13 && cardSize <= 16)
{
int odd = 0;
int even = 0;
char[] cardNumberArray = new char[cardSize];

//Read the creditcard number into an array
cardNumberArray = creditCardNumber.ToCharArray();

//Reverse the array
Array.Reverse(cardNumberArray, 0, cardSize);

//Multiply every second number by two and get the sum.
//Get the sum of the rest of the numbers.
for (int i = 0; i < cardSize; i++)
{
if (i%2 ==0)
{
odd += (Convert.ToInt32(cardNumberArray.GetValue(i))-48);
}
else
{
int temp = (Convert.ToInt32(cardNumberArray[i]) - 48) * 2;
//if the value is greater than 9, substract 9 from the value
if (temp > 9)
{
temp = temp-9;
}
even += temp;
}
}
if ((odd+even)%10 == 0)
return true;
else
return false;
}
else
return false;
} ```

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 First Prev Next
 Regarding array.getvalue(i) - 48 kaibin873-Jul-06 13:31 kaibin87 3-Jul-06 13:31
 Re: Regarding array.getvalue(i) - 48 Oryan K7-Sep-06 16:00 Oryan K 7-Sep-06 16:00
 Variable Card length ? mgmail17-Apr-06 11:46 mgmail 17-Apr-06 11:46
 Re: Variable Card length ? Oryan K7-Sep-06 16:07 Oryan K 7-Sep-06 16:07
 This algorithm should work for any length card. As long as the card number is stored as a string int cardSize = creditCardNumber.Length will be able to figure out the number of digits in the card number. The algorithm should verify any card that was created using this algorithm which it seems many cards use. - Oryan
 And now for the source code ..... fwsouthern10-May-05 17:02 fwsouthern 10-May-05 17:02
 Re: And now for the source code ..... Chris Maunder10-May-05 17:37 Chris Maunder 10-May-05 17:37
 Last Visit: 31-Dec-99 19:00     Last Update: 14-Dec-17 21:22 Refresh 1

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