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I opened an account with a 'challenger bank' here in the UK because they send a notification every time my card is used. Over 10 years ago, it was already common-place in Italy (and probably many other countries), to get a text message for every Credit Card transaction. It can't be difficult, can it!
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It's an account setting.
I get an email for any transactions of the types I select:
Online, gas station, over a cert $ amount.
It's good for them in that it allows you to catch the fraud (and save them money) earlier and has virtually now cost.
I don' text, but that's is an option as well.
| Ravings en masse^ |
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| "The difference between genius and stupidity is that genius has its limits." - Albert Einstein | | "If you are searching for perfection in others, then you seek disappointment. If you seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010 |
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5teveH wrote: It can't be difficult, can it!
Do you ever visit QA? 
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I haven't had any issues with Ally bank personally. I had a card number stolen a couple years back and I got a refund on my account and a new card issued quite quickly. I use their card control app now to avoid the issue in the first place.
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Except sending, perhaps, if they send your SSN in a plain Ally Bank window envelope by regular mail and deflect (repeatedly) when asked how they can be so careless with my Mrs' Personally Identifiable Information?
So - to answer my concerns they just repeated the stupidity.
| Ravings en masse^ |
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| "The difference between genius and stupidity is that genius has its limits." - Albert Einstein | | "If you are searching for perfection in others, then you seek disappointment. If you seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010 |
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That is indeed a problem. I haven't experienced it but a problem nonetheless.
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We have to first use the new card via the 4-digit code before it can be used at all : so the first payment is always requiring the code, afterwards it is released for "tap-and-go". I cannot understand why a bank would send ready to go cards per snail mail  
On a side note, I could not live without "tap-and-go" anymore : it is quick and reliable. And I can even trace small payments for my private accountancy. Fraud exists, but is covered by insurance and is not really common (yet, maybe).
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When I talked to the banks CC Fraud department that was her first question - by UPS or Fedex - and was shocked that it was just in a plain B of A envelope. An unnecessary bulk mailing when they could have done it properly, when they issued replacements for expiring cards that require calling them to activate it. If you don't call from the phone number they have on file you get bumped to a live person for a bit more of an interrogation.
So, why snail mail? My hypothesis is they save money on each mailing by sending it that way. Apparently they're upgrading all the cards (this one wouldn't expire for 2 3/4 years).
I don't generally consider "quick and reliable" for "safe and secure . . . and reliable". The market in RF-Proof wallets is not needed for the magnetic strip or chip. So - if in close enough proximity to a (portable) scanner in a scammers position you may be close enough to charged for something.
For that matter, since my card was mailed 'active', clever scam would be to take allied bank mail from mailboxes for a day or so - then, unopened, try to tap and go with it. After a sufficient number of purchases you put it back in the mailbox. How would the proper owner know until the bill comes? Dispute (local) charges on a card you already use locally? And you never reported it stolen? I'm not sure I'd believe you.
| Ravings en masse^ |
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| "The difference between genius and stupidity is that genius has its limits." - Albert Einstein | | "If you are searching for perfection in others, then you seek disappointment. If you seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010 |
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The worst thing is the RF Protection wallets that are fabric with 'RF strips' embedded you just need to scan them at High power to get the relavent information out.
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I bought the Mylar RFID "envelope"/cardholder. I put it in my wallet, and my card slides into that.
Yes, my newest card came with this chip (unrequested).
They did the same crap with the Passports, which is how I learned about those shielding envelopes.
Imagine being in a foreign country, and someone sitting outside with a directed antenna, pinging you and getting your passport details (some fields are encrypted, but your country of origin was not when I looked into it)!
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I needed my wife's SSN one day, and when I asked, she just said "Google it!"
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I didn't try Google. Looked it up in my encrypted password app. We've all been hacked.
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+ for that !
| Ravings en masse^ |
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| "The difference between genius and stupidity is that genius has its limits." - Albert Einstein | | "If you are searching for perfection in others, then you seek disappointment. If you seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010 |
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Weird, I had mine replaced completely last year with all the regular precautions.
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If you had your heart broken by a tin of paint, would you feel very emulsional?
"I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
"Common sense is so rare these days, it should be classified as a super power" - Random T-shirt
AntiTwitter: @DalekDave is now a follower!
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It's not something you can gloss over!
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In barnyard terms, that is what the pigment. So you can swine all you like but you've been given the brush-off
| Ravings en masse^ |
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| "The difference between genius and stupidity is that genius has its limits." - Albert Einstein | | "If you are searching for perfection in others, then you seek disappointment. If you seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010 |
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I am trying to come up with an answer that is less paintful than this 
"If we don't change direction, we'll end up where we're going"
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Greetings,
just Roll on! Brush off those who would tint your world poorly...
Cegarman
document code? If it's not intuitive, you're in the wrong field 
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Roll with it
I'm not sure how many cookies it makes to be happy, but so far it's not 27.
JaxCoder.com
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And if you found another tin on the rebound, would that be a tin-c(t)ure?
Freedom is the freedom to say that two plus two make four. If that is granted, all else follows.
-- 6079 Smith W.
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Jokes like this really catch my atintion.
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