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We usually put up our big tree, along with a zillion lights and ornaments, a couple of weeks before Christmas. It then comes down on New Year's Day or the day after. We also have a porcelain Nativity and other decorations that go out. It's usually a day-long process to set everything up, and about half a day to put it away.
That didn't happen this year
Due to a number of family events and other issues this year, none of us really felt like going through the rigamarole . We have a small tree that usually goes up on our staircase landing. I put that tree up instead this year, with a about a dozen ornaments and one string of lights, on the 23rd. It came down and went back into storage on the 27th.
No, the bank is the proud owner for the next 30 years.
Out of curiosity, what (if applicable) are your property tax rates? Take a look at this map.[^]
I live in Columbia County, on the right edge, near the middle. Property taxes as percentage of home value: 1.44%
Not sure what Full Value Tax Rate[^] exactly means ("Tax rates in each county are based on combination of levies, for county, city, town, village, school district, and special district purposes"), but it's over 20% in Columbia County.
Property taxes (called "Rates") were removed in the UK by his beloved Thatcher and others who had expensive houses, and replaced with a Council Tax which was fairer in that if you had a big house you paid less than under Rates, if you didn't you paid a lot more. After a number of small riots, we ended up with a sliding scale system where the amount you pay is proportional to the size of the house you live in, but still a lot cheaper for large houses and more expensive for smaller ones. And which rises above inflation every year just to annoy people.
Never underestimate the power of stupid things in large numbers --- Serious Sam
There are no taxes due on the purchase (I negotiated a purchase price of £120,000, thus fall below the threshold of Stamp Duty (See Here[^])
I paid the difference in cash for other stuff to avoid (not 'Evade' that would be illegal) the tax.
Michelle will do the conveyancing for free (It is her job as a paralegal) and I have drawn up the payments schedule and legal documentation.
It is relatively simple (pun intended), as I am buying one of my parent's properties at a concessionary price in order to stop them being caught under CGT and IHT taxes.
So long as she lives another 7 years then we avoid over £40K of tax.
Obscurum per obscurius.
Ad astra per alas porci.
Quidquid latine dictum sit, altum videtur.