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I'm sorry to hear that. May God be with you all in this difficult time. Here's wishing her good luck, and a speedy recovery after the surgery.
After this surgery is done, may be you should consider changing your medial insurance provider. And post in all kinds of consumer forums and insurance review websites about how sh*tty your current medical insurer is. Put it in facebook and tell your friends never to buy insurance from that company. Tell them to spread the word.