adding images to grid

List<Image> lstImage = new List<Image>();
            for (int i = 0; (i < recLeft) ; i++)
            {
                    Image img = Image.FromFile( <complete path="">"tmp.jpg");
                   
                    Image newImg = img.GetThumbnailImage(_imageSize, _imageSize, null, IntPtr.Zero);
                    
                    lstImage.Add(newImg);
            }

            for (int row = 0; row < numRows; row++)
            {
                DataGridViewRow dRow = new DataGridViewRow();

                recLeft = numRec - (numColumnsForWidth * row);
                

                for (int col = 0; (col < recLeft) && (col < numColumnsForWidth); col++)
                {
                        this.dataGridView1.SelectionMode = DataGridViewSelectionMode.FullRowSelect;
                        dataGridView1.Rows[row].Cells[col].Value= lstImage[0];
}
dataGridView1.Rows.Add();
}

dataGridView1.Rows[row].Cells[col].Value= lstImage[0];

"index out of range" even if i substitute row and col in above line with 0, which means trying to add atleast one image in 1st col and 1st ro then again error is same.