Try this:
SELECT DISTINCT TBL.auditid
, AD.auditname
FROM
(SELECT POS.auditid
, count(AJ.loanmasterid) AS totalloans
, count(IMG.loanmasterid) AS imgloadedloans
FROM
@tblPossibleAudits POS
INNER JOIN auditjunction AJ
ON AJ.auditid = POS.auditid
LEFT JOIN ldocumentimages IMG
ON IMG.loanmasterid = AJ.loanmasterid
GROUP BY
POS.auditid
)
TBL
INNER JOIN auditdescriptions AD
ON AD.auditid = TBL.auditid
WHERE
TBL.totalloans > TBL.imgloadedloans
ORDER BY
AD.auditname
FOR XML
AUTO