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Reading through some docs on a credit rating agency, I came across this:
Studies have shown a strong correlation between a consumer's credit history and his/her future insurance loss potential. Thus, insurance companies believe the use of credit helps to underwrite an applicant at a cost that reflects their specific risk.
I guess I'd categorize that under "interesting" and things consumers probably don't realize -- that their credit rating could be adversely affecting their insurance.
I've known that for a while. Your credit rating can also have a big impact on receiving a job offer (or not).
It really seems the odds are stacked against you if your credit ever gets hit hard - it may not even be your fault... a bad medical condition, or car accident, or anything else that puts you out of work temporarily while stacking up the bills. How can you dig out
Multiple possible reasons for this, but one of them (I'd guess) is the deterrent effect of the accrued "non claim bonus" is less if you can't cover the cost of any incident from cashflow.
So - a well off person who has a fender bender would probably weigh the cost versus how much the loss of no claims bonus would impact future premiums. A cash constrained person does not have that choice.
A cash constrained person does not have that choice.
An interesting point. I wonder if that's the behind-the-scenes thinking or actually the case, or both. Certainly I haven't reported a couple minor incidences because the cost to repair was less (or slightly more) than the deductible and I didn't want the insurance company to know.
Naming things is an art, as we all know, but sometimes names for products or events can't be explained with ignorance. They must be some kind of joke.
Here we have a kind of backpack with only one diagonal strap. Some genius invented the name 'body bag' for them. And then we have 'public viewing', which surprisingly does not take place after someone died. Instead, it happens at all kinds of championships and other sports events.
Here are some more great products.[^] Granted, some words from other languages may have a totally different meaning in English, but whoever made up these names should have been aware of that.
Ah, I see you have the machine that goes ping. This is my favorite. You see we lease it back from the company we sold it to and that way it comes under the monthly current budget and not the capital account.
Reminds me of some brand of paracetamol. Their packaging had instructions in pictures. Picture 1: Person with headache. Picture 2: Person takes pill. Picture 3: Person is happy. They then shipped to the Middle-East and Asia... Where they read from right to left Can't find a picture right now.
There is also the Mitsubishi Shogun (UK name) also known in Australia and Japan as the "Pajero". Which is unfortunate if you speak Spanish ... as it means "a person who plays on their own", if you know what I mean. A neighbour of mine had a second hand imported one, and I have to say that watching him drive round with "Pajero" emblazoned on his vehicle fit really well...
Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...