<?xml version="1.0" encoding="UTF-8"?><shares><share isin="GB0008706128" symbol="LLOY" industry="Banks & other credit institutions" sector="Financial" name="Lloyds Banking Group PLC" address="5th Floor, 25 Gresham Street, London, EC2V 7HN, UK" website="www.lloydstsb.com" summary="Lloyds TSB Group plc is United Kingdom-based financial services company, whose businesses provide a range of banking and financial services in the United Kingdom and a limited number of locations overseas. The operations of Lloyds TSB Group in the United Kingdom were conducted through over 2,000 branches of Lloyds TSB Bank, Lloyds TSB Scotland plc and Cheltenham & Gloucester plc during the year ended December 31, 2007. Cheltenham & Gloucester plc (C&G) is the Company's specialist mortgage arranger. Following the transfer of its mortgage lending and deposits to Lloyds TSB Bank, during 2007, C&G arranges mortgages for Lloyds TSB Bank rather than for its own account. International business is conducted mainly in the United States and continental Europe. Lloyds TSB Group's services in these countries are offered through branches of Lloyds TSB Bank. Lloyds TSB Group also offers offshore banking facilities in a number of countries."></share></shares>