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I'm putting together a website for a not-for-profit group that would like to solicit donations; that has sent me on a quest to find a reliable provider that does not gouge or extort. Paypal is the standard, but they have high fees and a reputation for being unreliable and freezing accounts on seeming whims.
So, I am soliciting recommendations for companies in the US that provide such services. Their eventual plan is to solicit donations and, at certain levels, provide premiums (bumperstickers, that sort of thing.) An API would be nice, but I'll settle for reasonably good documentation and ease of use. Are there any you would recommend, or should I just go with Paypal?
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(not really an answer)
For donations, I would use PayPal for the simple reason that it is well known and used and accepted by the "general population".
I'd rather be phishing!
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That's what I was thinking, but my contract contact asked me to shop around a bit.
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It looks like Paypal is not going to be an option: because of recent changes in US tax law, Paypal now requires that donation accounts can ONLY be opened by legally chartered non-profit corporations.
This puts the group I'm working with in a bind: they want to raise money so they can go through the legal hassles of incorporating as a non-profit, but they are not allowed to raise money (through Paypal, at least) because they are not incorporated. I believe the phrase is Catch-22. The work-around seems to be setting up a merchant account, but that apparently requires having a verifiable business.
So... alternatives?
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Amazon Payments
---------------------------------
Obscurum per obscurius.
Ad astra per alas porci.
Quidquid latine dictum sit, altum videtur .
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I'll second this, just be sure to keep up on your security certificates or it might take a small war to get access back. The guys over at Bundle of Holding ran into that.
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JustGiving is popular in the UK - they are not free though! (In UK £15 to register each month for charities plus 5% of donations)
I know there is a US version too (JustGiving Inc.??)
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CHill60 wrote: £15 to register each month for charities plus 5% of donations
I would stay away from people gouging charities like that. Why are they entitled to 5% of the donation in addition to a monthly registration fee. It seems excessive to me. 
The report of my death was an exaggeration - Mark Twain
Simply Elegant Designs JimmyRopes Designs
I'm on-line therefore I am.
JimmyRopes
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What Jimmy said. Even Paypal charges less.
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Gregory.Gadow wrote: a reliable provider that does not gouge or extort.
I'm reliable, and promise not to gouge or extort. 
Marc
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Marc Clifton wrote: I'm reliable, and promise not to gouge or extort.
Have you set up your Nigerian post box yet? 
The report of my death was an exaggeration - Mark Twain
Simply Elegant Designs JimmyRopes Designs
I'm on-line therefore I am.
JimmyRopes
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A more serious reply, now that I finally found the link I was looking for.
Not sure if they have an API, but have you looked at https://www.dwolla.com[^] ?
Marc
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Interesting, I'll give that one some thought.
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Working on T-SQL code to look at Windows Active Directory groups. Things going well.
Started on the live server as I had just did some updates. I decided testing should really be done on the development server.
Switch servers. Code no longer works.
Development server does not have AD groups as it is on a separate domain. 
Its going to be a long day!
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Your real name isn't Larry Storch is it? 
I was a big F-Troop fan and he was my favorite character and the Hekawis were awesome!
Along with Antimatter and Dark Matter they've discovered the existence of Doesn't Matter which appears to have no effect on the universe whatsoever!
Rich Tennant 5th Wave
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Yeah, usually whenever someone tells me about some new classic TV service I ask whether or not they have F-Troop. One of them does now, but I'd prefer on-demand so I can watch a bunch at a time.
You'll never get very far if all you do is follow instructions.
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I've heard that the original name for the Hekawi was Fugawi?
Along with Antimatter and Dark Matter they've discovered the existence of Doesn't Matter which appears to have no effect on the universe whatsoever!
Rich Tennant 5th Wave
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Mike Hankey wrote: Your real name isn't <layer>Larry Storch is it?
No, I looked sort of like him when I was young and had hair.
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Boss back on Monday, Test Rig software a complete elephant up. Hardware modded with only minimal direction of what has changed, software that will only work with the old hardware, the job being to mod it so it works, it is impossible. An ini file that is strange to say the least, no documentation for how the product works.  I being the poor s.o.b. who has to make it work will be asked the following at least "didn't you ask X for a diagram", "yes, but didn't get it". I get the feeling that this is a product that was in development and suddenly changed to production with out thought of what is wrong or right with it (or documentation). I have about a day and half for a complete re-write.
Glenn
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Well what are you doing wasting time here? 
Get writing!
(Your resignation letter, by the sounds of it...)
Those who fail to learn history are doomed to repeat it. --- George Santayana (December 16, 1863 – September 26, 1952)
Those who fail to clear history are doomed to explain it. --- OriginalGriff (February 24, 1959 – ∞)
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I'm currently piecing together something that might work/get me out the pit (so far so good!)
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La vita e bella...
I'm not questioning your powers of observation; I'm merely remarking upon the paradox of asking a masked man who he is. (V)
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If they get awkward with you tell them it's their own damn fault for giving you so little time to sort out a load of crap that they didn't do properly in the first place.
.-.
|o,o|
,| _\=/_ .-""-.
||/_/_\_\ /[] _ _\
|_/|(_)|\\ _|_o_LII|_
\._. |\_/|"` |_| ==== |_|
|_|_| ||" || ||
|-|-| ||LI o ||
|_|_| ||'----'||
/_/ \_\ /__| |__\
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I have told 'them' this but the politics involved meant I am unable to do much. Like the R2/3PO in ASCII art as your sig!
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Lemme' guess VB6 right?
You should be good at that by now. < sarcasm > VB6 is good for quick turn-around code. < /sarcasm >
It was broke, so I fixed it.
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