|
Reading through some docs on a credit rating agency, I came across this:
Studies have shown a strong correlation between a consumer's credit history and his/her future insurance loss potential. Thus, insurance companies believe the use of credit helps to underwrite an applicant at a cost that reflects their specific risk.
I guess I'd categorize that under "interesting" and things consumers probably don't realize -- that their credit rating could be adversely affecting their insurance.
Marc
|
|
|
|
|
I've known that for a while. Your credit rating can also have a big impact on receiving a job offer (or not).
It really seems the odds are stacked against you if your credit ever gets hit hard - it may not even be your fault... a bad medical condition, or car accident, or anything else that puts you out of work temporarily while stacking up the bills. How can you dig out 
|
|
|
|
|
Pualee wrote: I've known that for a while.
Same here. They almost go hand in hand.
"One man's wage rise is another man's price increase." - Harold Wilson
"Fireproof doesn't mean the fire will never come. It means when the fire comes that you will be able to withstand it." - Michael Simmons
"You can easily judge the character of a man by how he treats those who can do nothing for him." - James D. Miles
|
|
|
|
|
Multiple possible reasons for this, but one of them (I'd guess) is the deterrent effect of the accrued "non claim bonus" is less if you can't cover the cost of any incident from cashflow.
So - a well off person who has a fender bender would probably weigh the cost versus how much the loss of no claims bonus would impact future premiums. A cash constrained person does not have that choice.
|
|
|
|
|
Duncan Edwards Jones wrote: A cash constrained person does not have that choice.
An interesting point. I wonder if that's the behind-the-scenes thinking or actually the case, or both. Certainly I haven't reported a couple minor incidences because the cost to repair was less (or slightly more) than the deductible and I didn't want the insurance company to know.
Marc
|
|
|
|
|
Moral of the story - don't be cash constrained 
|
|
|
|
|
Occasionally, easier said than done. 
"the debugger doesn't tell me anything because this code compiles just fine" - random QA comment
"Facebook is where you tell lies to your friends. Twitter is where you tell the truth to strangers." - chriselst
"I don't drink any more... then again, I don't drink any less." - Mike Mullikins uncle
|
|
|
|
|
Naming things is an art, as we all know, but sometimes names for products or events can't be explained with ignorance. They must be some kind of joke.
Here we have a kind of backpack with only one diagonal strap. Some genius invented the name 'body bag' for them. And then we have 'public viewing', which surprisingly does not take place after someone died. Instead, it happens at all kinds of championships and other sports events.
Here are some more great products.[^] Granted, some words from other languages may have a totally different meaning in English, but whoever made up these names should have been aware of that.
Edit: Liberals and Sander avert your eyes![^]
The language is JavaScript. that of Mordor, which I will not utter here
This is Javascript. If you put big wheels and a racing stripe on a golf cart, it's still a f***ing golf cart.
"I don't know, extraterrestrial?"
"You mean like from space?"
"No, from Canada."
If software development were a circus, we would all be the clowns.
modified 20-Feb-17 8:36am.
|
|
|
|
|
CDP1802 wrote: Here we have a kind of backpack with only one diagonal strap.
Most uncomfortable bag ever.
* CALL APOGEE, SAY AARDWOLF
* GCS d--- s-/++ a- C++++ U+++ P- L- E-- W++ N++ o+ K- w+++ O? M-- V? PS+ PE- Y+ PGP t++ 5? X R++ tv-- b+ DI+++ D++ G e++>+++ h--- ++>+++ y+++* Weapons extension: ma- k++ F+2 X
* Never pay more than 20 bucks for a computer game.
* I'm a puny punmaker.
|
|
|
|
|
While you are carrying it or while you were carried away in it?
The language is JavaScript. that of Mordor, which I will not utter here
This is Javascript. If you put big wheels and a racing stripe on a golf cart, it's still a f***ing golf cart.
"I don't know, extraterrestrial?"
"You mean like from space?"
"No, from Canada."
If software development were a circus, we would all be the clowns.
|
|
|
|
|
While I'm carrying it - if I'm being carried in one I would't feel uncomfortable, or any other way 
* CALL APOGEE, SAY AARDWOLF
* GCS d--- s-/++ a- C++++ U+++ P- L- E-- W++ N++ o+ K- w+++ O? M-- V? PS+ PE- Y+ PGP t++ 5? X R++ tv-- b+ DI+++ D++ G e++>+++ h--- ++>+++ y+++* Weapons extension: ma- k++ F+2 X
* Never pay more than 20 bucks for a computer game.
* I'm a puny punmaker.
|
|
|
|
|
That makes being carried away in one preferrable over having to carry one?
The language is JavaScript. that of Mordor, which I will not utter here
This is Javascript. If you put big wheels and a racing stripe on a golf cart, it's still a f***ing golf cart.
"I don't know, extraterrestrial?"
"You mean like from space?"
"No, from Canada."
If software development were a circus, we would all be the clowns.
|
|
|
|
|
I wouldn't try, but I'd definetely suggest it to quite a number of people 
* CALL APOGEE, SAY AARDWOLF
* GCS d--- s-/++ a- C++++ U+++ P- L- E-- W++ N++ o+ K- w+++ O? M-- V? PS+ PE- Y+ PGP t++ 5? X R++ tv-- b+ DI+++ D++ G e++>+++ h--- ++>+++ y+++* Weapons extension: ma- k++ F+2 X
* Never pay more than 20 bucks for a computer game.
* I'm a puny punmaker.
|
|
|
|
|
Carry on. I am sure you can come up with more jokes!
... such stuff as dreams are made on
|
|
|
|
|
Vegetarian and under $1.50.. what a bargain! 
Ah, I see you have the machine that goes ping. This is my favorite. You see we lease it back from the company we sold it to and that way it comes under the monthly current budget and not the capital account.
modified 31-Aug-21 21:01pm.
|
|
|
|
|
Well 燕丸 is swallow balls, I'm not sure how else you'd put it, even though it now carries an unfortunate connotation..
|
|
|
|
|
Nothing wrong with a nice tasty Pork Faggot[^]. 
And the food pre-dates the American pejorative slang by at least 63 years, so don't try to claim the makers should have "been aware" of that alternative meaning.
(There are plenty of other meanings[^] too.)
"These people looked deep within my soul and assigned me a number based on the order in which I joined."
- Homer
|
|
|
|
|
CDP1802 wrote: Edit: Liberals and Sander avert your eyes![^]
ARGHHH WHY DID I LOOK!? 
Reminds me of some brand of paracetamol. Their packaging had instructions in pictures.
Picture 1: Person with headache.
Picture 2: Person takes pill.
Picture 3: Person is happy.
They then shipped to the Middle-East and Asia... Where they read from right to left 
Can't find a picture right now.
|
|
|
|
|
Not always the same meaning, could be historical, geographical
consider something like this
Sin tack
the any key okay
|
|
|
|
|
There is also the Mitsubishi Shogun (UK name) also known in Australia and Japan as the "Pajero".
Which is unfortunate if you speak Spanish ... as it means "a person who plays on their own", if you know what I mean. A neighbour of mine had a second hand imported one, and I have to say that watching him drive round with "Pajero" emblazoned on his vehicle fit really well...
Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...
|
|
|
|
|
How much does Wo get paid for coming up with these names?
|
|
|
|
|
I take it you have a yen to find out?
Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...
|
|
|
|
|
A typo! How Wong of me!
The language is JavaScript. that of Mordor, which I will not utter here
This is Javascript. If you put big wheels and a racing stripe on a golf cart, it's still a f***ing golf cart.
"I don't know, extraterrestrial?"
"You mean like from space?"
"No, from Canada."
If software development were a circus, we would all be the clowns.
|
|
|
|
|
Freudian slip, there, given that half the products are Chinese?
Wo == mandarin for "I".
I wanna be a eunuchs developer! Pass me a bread knife!
|
|
|
|
|
@melchizidechh
You won on Friday - nobody got it - so you're supposed to be up again today.
But I guess it's getting a bit late - so we'll make it tomorrow, OK?
Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...
|
|
|
|
General 
News 
Suggestion 
Question 
Bug 
Answer 
Joke 
Praise 
Rant 
Admin 
Submit an article or tip
