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W∴ Balboos wrote: a female software developer doesn't decode
They either refactor or dump code.
Freedom is the freedom to say that two plus two make four. If that is granted, all else follows.
-- 6079 Smith W.
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I don't really even know the difference between them. They're basically shaggy camels sans hump.
hack everything.
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They are stoatally different: one brings about the Alpacalypse, the other Llamageddon.
"I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
AntiTwitter: @DalekDave is now a follower!
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other big differences include
one's just a dopey looking sheep with a long neck, (often coiffured to look like a demented poodle)
the other is a source of good karma if eaten every day.
after many otherwise intelligent sounding suggestions that achieved nothing the nice folks at Technet said the only solution was to low level format my hard disk then reinstall my signature. Sadly, this still didn't fix the issue!
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lopatir wrote: if eaten every day.
Are you referring to a deli llama?
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Yep, where their motto is,
Alpaca a sandwich for ya!
"the debugger doesn't tell me anything because this code compiles just fine" - random QA comment
"Facebook is where you tell lies to your friends. Twitter is where you tell the truth to strangers." - chriselst
"I don't drink any more... then again, I don't drink any less." - Mike Mullikins uncle
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I'll have - one with everything!
I, for one, like Roman Numerals.
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OriginalGriff wrote: Alpacalypse, the other Llamageddon.
Oh deer - sounds like Stagnarok!
I, for one, like Roman Numerals.
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Not if the buck stops here.
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(Think about it...)
I, for one, like Roman Numerals.
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I also think that THIS[^] is leadership that definitely inspires you to get the work done on time!
Anything that is unrelated to elephants is irrelephant Anonymous
- The problem with quotes on the internet is that you can never tell if they're genuine Winston Churchill, 1944
- Never argue with a fool. Onlookers may not be able to tell the difference. Mark Twain
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Lesley[^] is a good motivator too!
"I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
AntiTwitter: @DalekDave is now a follower!
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Yep
Anything that is unrelated to elephants is irrelephant Anonymous
- The problem with quotes on the internet is that you can never tell if they're genuine Winston Churchill, 1944
- Never argue with a fool. Onlookers may not be able to tell the difference. Mark Twain
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Very motivational! I've been on the receiving end of that type before.
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That might explain why my business partner has invaded my home office every day this week. (today I get a reprieve!)
"Go forth into the source" - Neal Morse
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If you open a Roth IRA at the age of 16 and contribute $53.00 per month until age 60 you'll have over $1,000,000.00. Anyone working can find $50.00 / month to invest. And this is a conservative number at 10% interest. At 12% (which could be more likely than 10%) and you'd only need to save $23/month.
Most people that make less than median income believe the only way they can become a millionaire is to win the lottery. I think one of the best things society can do for people is education.
We should have so many more millionaires than we do have. And I would imagine most people on this site have a much better than average income. It's so easy to become a millionaire, assuming you start when time is on your side.
I'm grateful to have an interest that pays well and even though I didn't start at age 16 I'll still be fine. But I am making sure my kids understand the benefits of compounding over time.
I hope all of you take advantage of the fact that you likely earn better than average incomes and prepare for your future.
Social Media - A platform that makes it easier for the crazies to find each other.
Everyone is born right handed. Only the strongest overcome it.
Fight for left-handed rights and hand equality.
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Where do you get 10% interest these days? Even a CAGR of 10% is difficult with proper risk management. And if you do get 10% a year, what will inflation have done to that $1M by the time you're retiring? Completely facile.
That's not to say that this shouldn't be done, but it's hardly going to provide some miracle outcome.
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Greg Utas wrote: Where do you get 10% interest these days? Any good index fund in the US. There are plenty that have 10 year+ of 12-15%.
Greg Utas wrote: what will inflation have done to that $1M by the time you're retiring? Completely facile. No, not at all. The point is it's easy to become a millionaire. Granted, if you are starting today, like my kids are, I'm telling them to plan on a minimum of $2,000,000 because $1M 45 years from now will clearly not be the same as it is now.
Greg Utas wrote: hardly going to provide some miracle outcome. Exactly. It's not a miracle to become wealthy. Just a tiny bit of early planning will do it. Anyone can do it.
Social Media - A platform that makes it easier for the crazies to find each other.
Everyone is born right handed. Only the strongest overcome it.
Fight for left-handed rights and hand equality.
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Quote: Any good index fund in the US. There are plenty that have 10 year+ of 12-15%.
10 years is within the timeframe of the run-up since 2009, one of the longest bull runs in history. Buy-and-hold works unless you buy at the wrong time. From Jan 1, 2000 to Jan 1, 2020, the S&P500 has a CAGR of about 4% because of two major corrections.
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Greg Utas wrote: 0 years is within the timeframe of the run-up since 2009, As I pointed out in a different comment, the Magellan Fund with Fidelity has nearly a 16% return for the last 57 years.
Most good index funds also outperform the S&P.
Social Media - A platform that makes it easier for the crazies to find each other.
Everyone is born right handed. Only the strongest overcome it.
Fight for left-handed rights and hand equality.
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ZurdoDev wrote: The point is it's easy to become a millionaire
What this means is simply that a million no longer represents what people used to think of it.
ZurdoDev wrote: It's not a miracle to become wealthy.
If you've told your kids to plan for a minimum of $2M, it sounds like you're agreeing $1M isn't exactly "wealthy". Or what is "wealthy" to you?
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dandy72 wrote: What this means is simply that a million no longer represents what people used to think of it. No, not at all.
dandy72 wrote: $2M, it sounds like you're agreeing $1M isn't exactly "wealthy". Or what is "wealthy" to you? No, as I've stated elsewhere, 45 years from now $1M won't be what it is today.
Social Media - A platform that makes it easier for the crazies to find each other.
Everyone is born right handed. Only the strongest overcome it.
Fight for left-handed rights and hand equality.
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ZurdoDev wrote: No, as I've stated elsewhere, 45 years from now $1M won't be what it is today.
So again, out of curiosity, what is "wealthy" to you?
Personally, I've always taken for granted that government pensions such as old age will be worthless by the time I retire. They're pretty much already on the way there.
I've also taken for granted I need to have enough to live on from retirement onward, without relying on any sort of government handout or employee pension fund (I've always worked for small companies so I have no such benefit). I also don't want to have to work until I'm 65. Is that being "wealthy", or the minimum one should aim for?
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dandy72 wrote: So again, out of curiosity, what is "wealthy" to you? Financial freedom. Meaning that you don't have to work if you don't want to.
Social Media - A platform that makes it easier for the crazies to find each other.
Everyone is born right handed. Only the strongest overcome it.
Fight for left-handed rights and hand equality.
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