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Ah, those Eurocrats know a thing or two about annoying the 'mercans. 
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Yes, it is stupid and I don't even OWN a cell phone. I was on a site the other day, registering for an event, and cell phone was a required field.
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A few weeks I had a secondary MS account that needed its password reset. Whatever procedure I tried to follow eventually lead me to a page where the only thing I could do is enter a phone number so a code could be sent via SMS.
Obviously that doesn't work with a landline. And I don't own a cell phone. Honestly.
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As someone with a brain, I'd like that too. Unfortunately, idiots tend to be too dumb to realize they're idiots. I'd like me a checkbox labeled "Look buddy, I'm not an idiot. I know better than to trust strangers on the internet and I don't run everything sent to me either, not turn off that annoyance!" but then idiots would check that, either because they think they indeed aren't idiots or because some crap YT tutorial told them to check that to disable this annoyance NOT informing them of the side effects or because some jerk friend told the same and viola, a company is under scrutiny for exposing their users to risks despite those users being so stupid, they deserve all bad that's happening to them. And especially with US-based companies, they're expected to babysit even the stupidest of users. The problem then is that there's no way to tell idiots from people with brains apart so they have to babysit everyone.
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This is spoken truth. I think with me getting older, I am less and lees keen of having to make my life more complicated just because of others not being able to cope.
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Age is a lame excuse, quite frankly. While it's true that older people tend to have less neural plasticity than youngsters, we, techies, are in the perfect field to keep our brains fresh throughout the decades.
The change is real. Around 2000, a user name and password were enough. There was not enough e-commerce going around for bad guys to catch on as they go where there's money to be had. There wasn't enough expertise either, e-commerce was both not established enough to be a target and not established enough for bad guys to have worked out "solutions" to rip everyone off. With the years, both business and crime models evolved and grew, both in numbers and sizes (although most crime models boil to the same basic set of principles, many of them already described in the 70s and 80s). You don't need an expensive lock and alarm system living in a hardly populated suburb with low crime, do you? The internet changed, it used to be that suburb but now it's basically a downtown ghetto, so security had to be upped.
Those are objectively measurable aspects. An aspect that AFAIK is purey my subjective opinion unless proven otherwise are stupid people. Masses of stupid people. A decade or two ago, there was internet but it was only for the few die-hards. Nowadays, everyone and his grandma is on the internet and the more people there are, the more stupid people there are as masses tend to be stupid so the more measures have to be taken to babysit idiots. I'd go as far as to claim that the effective IQ of a huge set of people is the avergave IQ divided by the square root of the number of people. But I think I'm starting to digress...
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Yeah. I have to go through two security doors, grab my phone (which isn't allowed to be in my work area), walk up two flights of stairs to get outside...and wait for the security code to show up on my phone...assuming there's a decent connection, which isn't always true. Yay, T-Mobile.
Then walk back inside and down the stairs and badge through the doors, and unlock my computer, and enter the code that Jack built.
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Learners recalled mistake (6)
98.4% of statistics are made up on the spot.
modified 27-Jun-18 5:12am.
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Pupils - reversed - slipup
We can’t stop here, this is bat country - Hunter S Thompson RIP
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That was quick!
98.4% of statistics are made up on the spot.
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Good clue 
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I'm glad I was wrong: I had "BONERS" - learners, people who bone up on a subject; stupid mistakes (American usage)
Sent from my Amstrad PC 1640
Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...
AntiTwitter: @DalekDave is now a follower!
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I had boners too, but that's normally when I see Susannah Reid of a morning.
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Yes, I kind of thought that that was what Americans meant by "boner", too!
98.4% of statistics are made up on the spot.
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Yes, but not in the Lounge please!
Sent from my Amstrad PC 1640
Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...
AntiTwitter: @DalekDave is now a follower!
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I don't have that problem - Herself insists on swearing at BBC Breakfast, so I get Louise "Simpering" Minchin instead of Susannah ... 
Sent from my Amstrad PC 1640
Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...
AntiTwitter: @DalekDave is now a follower!
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I started watching it daily just to see how much of a prick Piers would be on that day. I now watch it purely for her. I'd go to say I'm infatuated bordering on stalkishness.
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She was indeed, and a welcome sight for sleepy eyes while drinking the first cup of wake-up-juice!
Sent from my Amstrad PC 1640
Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...
AntiTwitter: @DalekDave is now a follower!
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If you monitor data packets on the internet for a few days, a pattern slowly emerges.
Convert that pattern to audio percussion, and you hear a beat that expresses a desire to solve problems - which has a signature that is distinctly Gores.
Yes: it's an Al Gore Rhythm.
I'll get me coat.
Sent from my Amstrad PC 1640
Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...
AntiTwitter: @DalekDave is now a follower!
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I think you are lucky no downvoting here... You could loose all the millions for that!
"The greatest enemy of knowledge is not ignorance, it is the illusion of knowledge". Stephen Hawking, 1942- 2018
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OriginalGriff wrote: I'll get me coat.
I'll get my coat.
"It is easy to decipher extraterrestrial signals after deciphering Javascript and VB6 themselves.", ISanti[ ^]
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You get your coat - I grabbed mine earlier!
Sent from my Amstrad PC 1640
Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...
AntiTwitter: @DalekDave is now a follower!
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well yes, but lesser known fact: Bill Gates invented Al Gore.
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