Why would you check passwords in database if exist? This is not a 'KEY' value. If it is than you have a mistake in your database.
The username is the only thing you can verify if exist. I would advice you to not verify on both.
SqlCommand cmd = new SqlCommand($"SELECT * FROM VEL_EXISTING_USERDTLS WHERE USER_NAME = '{textBox1.Text}'")
SqlDataReader dr = cmd.ExecuteReader();
if(dr.HasRows)
{
}