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In 2004, there has been an earthquake in Beaume-les-Dames (5.2 magnitude). I was home in Lyon and could feel it since my bookcase became suddenly shaky. Hence my question.
Now, I checked and indeed Swansea in quite far from Nantes. But on a geologic scale, not that far. I thought both these events, happening in a few days' window, could be somehow related.
"I'm neither for nor against, on the contrary." John Middle
Seems shady to me. Lots of info what/how they do, very little about who they are apart from a couple of nice short stories about "the founders".
No info on any registered office
so if money gone it's send message through their "contact us" - no other contact points (basically without any who/where info that is no more than a black hole??)
Lot's of licences from the authorities of different countries, including Aus, UK, Singapore - sure very tough, but these authorities:
- do not guarantee your funds,
- will not take recovery action on your behalf if money gone
the most they would do is pull "the license" if too many people complain.
(To get that licence typically all you need to show is due diligence on transaction recording, and keeping a specified percentage of deposits in directly available funds.)
I mean at least when paypal came on the scene they had addresses and offices you could go to (even if not local they had a physical location.)
Could be wrong but not for me, I'd rather pay the extra percent or two to stick with those I know are real companies in real places [with real oversight/corporate and judicial governance].
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Compared to using direct funds transfer between well-known banks, or using PayPal ... no.
«... thank the gods that they have made you superior to those events which they have not placed within your own control, rendered you accountable for that only which is within you own control For what, then, have they made you responsible? For that which is alone in your own power—a right use of things as they appear.» Discourses of Epictetus Book I:12
It is much cheaper than transferring money directly abroad, because you dont actually change your money.
If ten people in france want to transfer money to the UK, and ten people in the UK want to transfer money to France then TransferWise keep the money in the respective countries and transfer it to the required accounts.