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When I was in college, a friend of mine hid Jelly Beans all over his mother's house for Easter; he has 4 younger siblings.
The following year, he went to get a vitamin C pill from his mother's cupboard and found an orange Jelly Bean he had put in there the previous year.
Actually I am . I've been working on a customer problem intermittently since last May, and have probably spent around 200 hours on it. We finally found the root cause last week, and testing on-site yesterday and today have indicated that we've got the problem fixed. It's only with the strictest of mental discipline that I'm not breaking into a naked happy dance .
I use Samsung Pay, for the most part it just works. Even when the clerks say their card readers won't work with it.
The one thing I do like about it, is the near instant feed back on transactions. It usually notifies me about a successful transaction before the POS system tells the clerk the tran has been authorized.
Common sense is admitting there is cause and effect and that you can exert some control over what you understand.
My phone had NFC, so I decided to give it a try. I've never had any problems with it, and have found it convenient from time to time when I don't have to pull out my wallet and could just use the phone to pay.
But if it went away tomorrow though, it's not something I'd miss, or long for. Some people may find it convenient that it gathers all transactions and displays it in one place, etc. But I know where my money is exactly going; so, I don't need Google to (know it as well, or) display it for me.
Smooth? Yes. Ground-breaking, or even essential? Certainly not.
If you do use it though, keep NFC turned off at all times for obvious reasons except for when you're paying.
No and I'm not planning to do so. I don't like when the big corporations directly tap into my bank account. It has something to do with trust. More important, I don't want to lose the touch to my money that I have available. The best system for me to prevent overspending, is to walk up to the ATM and get the money in my hand and into the wallet. Of course I use credit cards but already there I find it difficult to keep the overview sometimes.