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How can I go from paying £1336 car insurance last year (2 cars, fully comp) to paying £716 this year.
What is the only difference? I went from driving a 2 Litre Peugeot 206 CC to driving a 2.5 Litre Jaguar X-Type.
As an accountant I am aware of the vagaries and complexities of numbers, and yet I cannot fathom out how this happened.
I am not complaining, £716 to insure 2 cars fully comp where either driver can drive the other car fully comp and with all the extras (legal, Car hire, Personal injury etc) is a bargain, but I am unable to work out why the massive drop.
Oh well, I shall just have to live with it.
EDIT
I have just realized what the drop is for!
It were 10 years ago that I was stopped by Her Majesty's Constabulary and asked to blow into a bag.
Finally my Drink Driving conviction has fallen off the back end of the licence.
/EDIT
---------------------------------
Obscurum per obscurius.
Ad astra per alas porci.
Quidquid latine dictum sit, altum videtur .
modified 6-Nov-13 5:44am.
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Have you or they changed the voluntary excess, this can make quite a change.
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No, the £100 excess remains constant.
---------------------------------
Obscurum per obscurius.
Ad astra per alas porci.
Quidquid latine dictum sit, altum videtur .
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Dalek Dave wrote: 2 Litre Peugeot 206 CC
That sounds like something a boy racer would drive. Did it have blue lights under it? There is your answer.
Regards,
Rob Philpott.
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Or perhaps I am thinking of a 205.
Regards,
Rob Philpott.
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It was a pocket rocket, effectively the GTi version but with a drop top roof.
But even so it should not have made that much difference, especially when you see the car I went up to.
---------------------------------
Obscurum per obscurius.
Ad astra per alas porci.
Quidquid latine dictum sit, altum videtur .
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The CCC link moved anywhere?
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Well, I guess Jag drivers tend to be more mature and involved in less accidents.
I've worked in insurance before and it's a lot simpler than people believe. You smoke, stick 50% on, you ski, stick ooooh, 30% on. They'll have a list of cars and the number of accidents involved and the compensation rate and that'll be it.
Regards,
Rob Philpott.
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This is Dave, we're talking about. The only time 'mature' can be used in connection with him is in the negative. 
speramus in juniperus
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Nagy Vilmos wrote: The only time 'mature' can be used in connection with him is in the negative.
What 'im?
The only instant messaging I do involves my middle finger.
English doesn't borrow from other languages.
English follows other languages down dark alleys, knocks them over and goes through their pockets for loose grammar.
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I think it's the implied risk of the cars. The 206CC is a hairdresser's car and the assumption is you'll be checking your lip-gloss every two seconds and not worrying about such piffling trifles as other road users, pedestrians or, in extreme cases, trees. The X-Type however is more your Mid-Level Criminal / Arthur Daley car where you are bound to be a careful driver so as not to draw attention to yourself with the wooden tops.
speramus in juniperus
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I am a cad and a bounder, but it is ok, because I drive a Jag.
---------------------------------
Obscurum per obscurius.
Ad astra per alas porci.
Quidquid latine dictum sit, altum videtur .
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Dalek Dave wrote: I drive a Jag.
Very poor phrasing there, I believe the correct form is "See the motor? 's a Jag innit."
speramus in juniperus
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Nagy Vilmos wrote: "See the motor? 's a Jaaag innit."
Do you not need to hold the 'a' longer and put some emphasis on it? 
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I don't know where to look, the embarrassment is complete.
speramus in juniperus
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Wossit go, mister?
If there is one thing more dangerous than getting between a bear and her cubs it's getting between my wife and her chocolate.
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Dalek Dave wrote: Finally my Drink Driving conviction has fallen off the back end of the licence.
There is quite a considerable loading on your motor insurance for this penalty.
Every day, thousands of innocent plants are killed by vegetarians.
Help end the violence EAT BACON
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Simon_Whale wrote: Dalek Dave wrote: Finally my Drink Driving conviction has fallen off the back end of the licence.
There is quite a considerable loading on your motor insurance for this penalty.
Actually I'm surprised DD's was as low as it was. When we were talking a year ago, one of my brother's friends explained that the reason he no longer drove was that his DUI record would add several thousand/year to his insurance premiums. 
Did you ever see history portrayed as an old man with a wise brow and pulseless heart, waging all things in the balance of reason?
Is not rather the genius of history like an eternal, imploring maiden, full of fire, with a burning heart and flaming soul, humanly warm and humanly beautiful?
--Zachris Topelius
Training a telescope on one’s own belly button will only reveal lint. You like that? You go right on staring at it. I prefer looking at galaxies.
-- Sarah Hoyt
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I know from our parent company that they load the DUI penalty with a 150% loading for 5 years and then it starts to gradually reduce for the remainding years that its on record
Every day, thousands of innocent plants are killed by vegetarians.
Help end the violence EAT BACON
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To see how hacking masters that say that have hacked ![Green Alien | [Alien]](https://www.codeproject.com/script/Forums/Images/alien.gif) can't reopen user accounts? 
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I have this weird feeling that an IP address or range of addresses will soon be blocked. Unfortunately Chris is out of office and AFAIK he must authorise an IP block.
speramus in juniperus
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Nagy Vilmos wrote: Unfortunately Chris is out of office and AFAIK he must authorise an IP block
Let's play seek and nuke, then... 
~RaGE();
I think words like 'destiny' are a way of trying to find order where none exists. - Christian Graus
Do not feed the troll ! - Common proverb
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Can I Haz Flamethrowerz? :innocentWhistle:
speramus in juniperus
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I was just about going to suggest this. But it would be way easier if all would just ignore him and nuke his posts and accounts silently into the abyss. if that kid doesn't get so much attention as he receives it will soon stop.
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I said so yesterday, just go for the nuclear option - all posts and accounts are hostile and should be addressed with extreme prejudice.
speramus in juniperus
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