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Last year my renewal quote came through at a total of £35.06. I normally pay around £200 so I very carefully checked the cover and all looked fine. Nothing had changed - not my occupation, nor that of the 2nd named driver, no claims, no change of address etc etc. It was on DD so I waited until the money went out, and yes, sure enough they took just £35.06. Got the certificate, policy wording and schedule, with correct expiry date. And I double-checked a couple of months later, still insured. Got my renewal quote through for this year, back up to £190-ish. I've absolutely no idea what happened or why, but I've not complained about it. 
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I bet they would have argued the toss if you'd needed to claim though ... 
"I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
"Common sense is so rare these days, it should be classified as a super power" - Random T-shirt
AntiTwitter: @DalekDave is now a follower!
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OriginalGriff wrote: it's less than £200 for the year...
Is that about $240 USD?
"One man's wage rise is another man's price increase." - Harold Wilson
"Fireproof doesn't mean the fire will never come. It means when the fire comes that you will be able to withstand it." - Michael Simmons
"You can easily judge the character of a man by how he treats those who can do nothing for him." - James D. Miles
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Yes, according to Google £200 == $245
"I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
"Common sense is so rare these days, it should be classified as a super power" - Random T-shirt
AntiTwitter: @DalekDave is now a follower!
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Gads. I'm paying close to a grand for annual coverage.
"One man's wage rise is another man's price increase." - Harold Wilson
"Fireproof doesn't mean the fire will never come. It means when the fire comes that you will be able to withstand it." - Michael Simmons
"You can easily judge the character of a man by how he treats those who can do nothing for him." - James D. Miles
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Here's your answer in one short acronym: WFH (you no longer drive anywhere). 
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Works well for me. I only fill the tank in one(*) car every 4 or 5 weeks.
(*) I have one car. My wife has two but she doesn't drive much. We have a 4th, the daughter's school car, which is an old beater we drive in the winter when the weather's bad.
Software Zen: delete this;
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OriginalGriff wrote: £200
I pay over $3,500 per year for two vehicles. But I live in New Jersey, the state with the highest rates in the country.
The difficult we do right away...
...the impossible takes slightly longer.
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Good explanation... But I fear the interviewer will remain frozen by incomprehension! 
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You just have to hope either the receptionist or the cleaning people know to hit ctrl+C.
Software Zen: delete this;
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Wordle 369 4/6
⬜⬜🟩⬜⬜
⬜⬜🟩🟩⬜
⬜🟩🟩🟩🟩
🟩🟩🟩🟩🟩
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Wordle 369 4/6
⬜⬜🟩⬜⬜
🟨⬜🟨⬜⬜
🟩🟩🟩🟩⬜
🟩🟩🟩🟩🟩
Software rusts. Simon Stephenson, ca 1994. So does this signature. me, 2012
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And four for me, too:
Wordle 369 4/6
⬜🟨🟨⬜⬜
🟨🟩⬜🟩⬜
🟩🟩🟩🟩⬜
🟩🟩🟩🟩🟩
"I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
"Common sense is so rare these days, it should be classified as a super power" - Random T-shirt
AntiTwitter: @DalekDave is now a follower!
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Wordle 369 5/6
⬜⬜⬜⬜⬜
⬜⬜🟩🟩⬜
⬜⬜⬜🟨🟩
⬜🟩🟩🟩🟩
🟩🟩🟩🟩🟩
___ ___ ___
|__ |_| |\ | | |_| \ /
__| | | | \| |__| | | /
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Wordle 369 3/6
🟨⬜🟩🟩⬜
⬜🟩🟩🟩🟩
🟩🟩🟩🟩🟩
I so hoped for two guesses!
Never had it in two guesses.
Ah well, three is good too 
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Worst for a while
Wordle 369 5/6
🟨⬜⬜⬜⬜
🟨🟨⬜🟨⬜
⬜⬜🟩🟨🟩
🟩🟩🟩⬜🟩
🟩🟩🟩🟩🟩
Life should not be a journey to the grave with the intention of arriving safely in a pretty and well-preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming “Wow! What a Ride!" - Hunter S Thompson - RIP
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3/6
⬜⬜🟨⬜⬜
⬜⬜⬜🟩⬜
🟩🟩🟩🟩🟩
GCS/GE d--(d) s-/+ a C+++ U+++ P-- L+@ E-- W+++ N+ o+ K- w+++ O? M-- V? PS+ PE Y+ PGP t+ 5? X R+++ tv-- b+(+++) DI+++ D++ G e++ h--- r+++ y+++* Weapons extension: ma- k++ F+2 X
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Wordle 369 3/6*
🟨🟩⬛⬛⬛
⬛🟩🟩⬛🟩
🟩🟩🟩🟩🟩
"It is easy to decipher extraterrestrial signals after deciphering Javascript and VB6 themselves.", ISanti[ ^]
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Wordle 369 5/6*
⬜⬜⬜⬜⬜
⬜⬜🟨⬜⬜
🟨🟨⬜⬜⬜
🟩🟩🟩⬜🟩
🟩🟩🟩🟩🟩
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Wordle 369 4/6*
⬜⬜⬜⬜🟩
⬜⬜⬜🟩🟩
⬜🟩🟩🟩🟩
🟩🟩🟩🟩🟩
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Wordle 369 4/6
⬜⬜⬜🟨⬜
🟩⬜🟩🟩⬜
🟩⬜🟩🟩🟩
🟩🟩🟩🟩🟩
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Wordle 369 4/6
⬛⬛🟩⬛⬛
⬛⬛🟩⬛⬛
⬛⬛🟩⬛🟩
🟩🟩🟩🟩🟩
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Wordle 369 4/6
⬛⬛⬛🟨⬛
🟨⬛⬛🟩⬛
🟩🟩🟩🟩⬛
🟩🟩🟩🟩🟩
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Wordle 369 4/6*
⬜⬜🟩🟩⬜
⬜⬜🟩🟩⬜
⬜🟩🟩🟩🟩
🟩🟩🟩🟩🟩
Happiness will never come to those who fail to appreciate what they already have. -Anon
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